Mortgage Insurance

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About Mortgage Insurance

Financial institutions are required by law to insure all mortgages with a loan to value ratio of less than 80%. This insurance protects the lender against borrower default.

Note: Provicial Sales Tax (8%) is applicable on mortgage insurance premiums, is due the date of closing, and is not rolled into a mortgage. Mortgage insurance premiums are exempt from the full Harmonized Sales Tax.


Mortgage Insurance Providers

CMHC

Canada Mortgage and Housing Corporation (CMHC) is Canada's national housing agency. Established as a government-owned corporation in 1946 to address Canada's post-war housing shortage, the agency has grown into a major national institution. CMHC is Canada's premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research. More about CMHC can be found at www.cmhc.ca

Genworth Financial

GE Mortgage Insurance Canada together, with its related affiliates, is the largest private sector mortgage insurance company in the world and the only private sector supplier of mortgage insurance in Canada. www.genworth.ca

Buying


If the time for you has come to "Find Your Dream Home", we would love to help you.

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Selling


An accurate value estimate for your home is just one aspect of selling a property.

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Our Offices


Address: 1263 Mosley Street
                  Wasaga Beach, ON
                  L9Z 2Y7

Phone:     705.429.4500

Fax:          705.429.4019

About Us

 


Address: 1900 Mosley Street
                  Wasaga Beach, ON
                  L9Z 1Z3

Phone:     705.429.5500

Fax:          705.429.5542

About Us